Golden Crest Metals appears to be a real, operating dealer — reportedly founded in 2024, with a reported $10,000 minimum, working with the Entrust Group as custodian and Delaware Depository for storage. What it lacks is track record, so written verification matters more here: get the fee schedule, the spread with and without its promotions, and what storage costs once the promotional years end.
Golden Crest Metals is the newest name that shows up in gold IRA rankings, reportedly founded in 2024. Reviewing a two-year-old company honestly means admitting how little anyone knows yet. Most of what circulates about Golden Crest traces to its own marketing and to affiliate reviews, so this page leans harder than usual on the word “reported,” and on the vetting method that doesn’t depend on track record.
What’s reported about the company
- Founded 2024; CEO Rich Jacoby (reported)
- Reported minimum: $10,000
- Reported custodian: Entrust Group
- Reported storage: Delaware Depository (Lloyds of London insurance reported)
- Products: gold and silver IRAs, plus direct purchases
None of that is verified on an official source yet. It’s consistent across the accounts we’ve read, which is worth something, and it’s mostly checkable in one phone call, which is worth more. Ask the company to name its custodian and depository in writing and confirm with the custodian that the relationship exists. Legitimate operators pass this test without friction.
The promotions, priced honestly
Golden Crest’s reported pitch is heavy on upfront value: first-year fees covered, storage free for five years, and bonus silver reported up to $25,000 on qualifying orders. Our standing rule for the whole industry applies with extra force when the giveaways are this large. Promotional value is normally financed inside the spread, so the real price of “free” lives in two written answers:
- What is the spread on my order with the promotion, and without it?
- What do maintenance and storage cost in year six, when the promotional period ends? Reported figures suggest roughly $100 to $150 a year, but the written schedule is the only version that counts.
A five-year storage waiver on an account you’ll hold for twenty years covers a quarter of the holding period. Price the whole thing.
The track-record problem, stated fairly
An established dealer carries years of complaint history you can read: BBB cases, how the company responded, patterns across hundreds of reviews. A 2024 launch carries almost none, and the handful of early ratings that exist rest on review counts too small to mean much. That cuts both ways. There’s no accumulated bad record either. The honest position is that the usual public-evidence shortcut is unavailable, so the written-verification path is the only path: fee schedule, spread, buyback terms, custodian, depository, all on paper, all checked against an established competitor’s paper.
Who might reasonably consider it
Entry-tier savers (reported minimum around $10,000) who are willing to do the verification work in exchange for aggressive promotional pricing, and who confirm that pricing survives the two written questions above. The same-tier comparisons are American Hartford Gold (American Hartford Gold Review) and Noble Gold (Noble Gold Review), and the tier logic itself is at Which Kit for Your Rollover Size?.
Small-account math applies here as everywhere in the entry tier: a couple hundred dollars a year in fixed fees is a meaningful annual percentage of a $10,000 account. Run it before deciding the wrapper is worth it, ideally with a fiduciary.
Frequently asked questions
Is Golden Crest Metals legitimate?
It appears to be a real, operating dealer, reportedly founded in 2024 and led by CEO Rich Jacoby, reportedly working with the Entrust Group as custodian and Delaware Depository for storage. What it lacks is track record. A two-year-old company has had two years to accumulate the complaint history that makes older operators easy to research, so your written-verification discipline matters more here, not less.
What is Golden Crest Metals' minimum investment?
Reported at $10,000 by third-party reviews as of mid-2026, which would put it in the entry tier alongside American Hartford Gold and Noble Gold. We have not verified the figure with the company; confirm it directly.
Is the five years of free storage real?
The promotion is reported widely, along with first-year fee coverage and bonus silver up to $25,000 on qualifying orders. The questions that matter: what order size qualifies, what the storage fee becomes in year six, and what the spread is with and without the promotional metal. All three answers exist in writing at any legitimate company.
Should I choose a newer company for my gold IRA?
Newness is a risk factor you should be paid for, through better pricing, not a reason to walk away by itself. Your metal sits with a custodian and an insured depository either way. Get Golden Crest’s written fee schedule and spread, get an established competitor’s, and let the numbers decide.